Ross Richards

Hi I’m Ross Richards, and I believe that securing a mortgage should be a straightforward and stress-free experience. With a deep commitment to transparency and trust, I’ve built a process that puts my clients first. Whether you're a first-time homebuyer or looking to refinance, my dedicated team is here to provide clear answers, tailored solutions, and unmatched customer service every step of the way.

With years of experience in the banking industry, I understand that every financial situation is unique. That’s why I take the time to get to know you and your goals, offering expert guidance and customized loan options that fit your needs. My goal is to empower you with the knowledge and confidence to make informed decisions—so you can focus on what truly matters: finding your dream home.

At Loan Factory, we’re more than just a mortgage provider—we’re your trusted partner in home ownership.